Income Replacement

Income Protection & Critical Illness policies can be used to help replace the income lost through yours, or members of your family’s inability to work due to injury or sickness. 

Income Protection is an important consideration for anyone who relies on an income and pays up to 75% of your income, whilst Critical Illness will pay a lump sum to go towards the gap in medical costs or even for the uninjured party to take unpaid leave from work. 

These can be taken out as a policy paid by you personally or in part via a superannuation fund. Both options provide merits depending on your personal circumstances.

Our Income Replacement services include:

  • Analysis of your current cover (including any you have inside of your superannuation account/s)
  • Applications for new cover
  • Claims assistance